I have a theory that almost every family has an Emergency Room Kid. You know the one — if there’s a chance anyone is going to get injured, it’s going to be them
My Emergency Room Kid began his career one summer when we decided to take a day trip to Vail. It’s about a ninety minute drive from our house, I’ve always heard about how beautiful it is there, and one day the kids and I decided to drive up and see what all the fuss is about. We had about 30 minutes actually exploring Vail, and then made an unplanned stop at the Vail ER (which is lovely, by the way) after my Emergency Room Kid fell on a playground, cut his head, and needed stitches (“Four! Like how old I am!”)
That was the first of several ER and Urgent Care visits, usually for the same kid. The kid who can now tell me which Urgent Care to visit, based on who gives out the best popsicles.
We do a lot of stuff over the summer. We hike. We bike. We swim. We drive across half the country to visit people. And we rest a lot easier knowing that we can get our kids help if they do have some sort of accident while we’re out and about.
Aflac has accident insurance available for just these kinds of accidents — and covers much more serious ones as well. It covers not just emergency treatment, hospital stays and medical exams, but other expenses you could face, such as transportation and lodging needs as well. And as someone who’s had to wait…sometimes a long while…to get claims paid back, it’s nice to know Aflac can process, approve, and pay eligible claims in just one day.
Summer, with all its fun, outdoorsy things to do, does come with a bit of risk. Worth it, I think, for the fun and the memories that come along with them…but we do want to be prepared if things go wrong. And we certainly don’t want to be alone in a different city, worrying about how to afford the help our kids (or we!) need. Accident insurance is one way to have a little extra coverage, just in case.
And you? Do you have an Emergency Room Kid? I’d love to hear your stories about the scrapes (literal and figurative) they’ve gotten themselves into — either in the comments or on facebook! I know you’ve got a bunch of ’em…
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.
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